When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection


  The impact of bankruptcy on a credit report can be devastating and entirely depends on your credit score prior


What is a hard inquiry? Hard inquiries (also known as “hard pulls”) generally occur when a financial institution, such as


When you take out a loan on a new car, boat, motorcycle, or other type of possession, it essentially becomes collateral

Charge Offs

“Charge off” means that the credit grantor wrote your account off of their receivables as a loss, and it is